A crypto debit card draws funds directly from your account, meaning you can only spend the crypto you’ve pre-funded. While there is currently no true crypto credit card that lets you spend on a credit line and repay the balance later, the Oobit Crypto Card is classified as a credit card. This allows it to work in places where only credit cards are accepted and gives you greater flexibility than a crypto debit card. At the same time, it connects directly to your wallet, so there’s no need to pre-fund your account.